Let’s make this
easy, okay? 

 

The road to growing your personal and business credit starts here

Learn More

Credit Gems Academy is a online based platform where you will learn how to build your personal and business credit. We offer online courses and one on one mentoring. Our goal is to teach you how to build and leverage your personal and business credit.

LEARN MORE

What will be taught?


  • How to properly structure your business

  • How to build business credit from scratch

  • How to get a free DUNS number
  • How to qualify for lenders
  • Explain how business credit is scored
  • List of NET30 accounts
  • How to get business bank account

Education

Certification

Services that we offer

Business Credit Mentorship

Personal Credit Courses

Business Credit Courses

About The Founder/CEO:

Charnel

bout The Founder/CEO:

Charnel

Charnel is a person that has a natural passion to help others. She founded this company specifically in mind to educate others about information that isn’t taught in our homes and/or school systems.

She is very knowledgeable and is self taught about the information she hopes to share to thousands. She own a credit repair company and knew by starting teaching others it will create a change in society.

Certification

I used to dream about working for myself, but I always worried I wouldn’t have what it takes to run a business. With the help of a mentor, I finally got the courage to open my own bustling salon. Now I use my experiences to help others start and grow their own successful hair and beauty business.

“Charnel is so professional!! She is patient! Very detailed and has no problem breaking things down. She is good at what she does. She is truly a blessing

Name

Thank you thank you! I’ve been looking for ways to build my credit and this information is so in depth & just what I needed!!

Name

What They Say

I was honestly scared to death to really show up and participate in #Lightbeamers, so I watched mostly since January. I posted once or twice so I didnt feel so guilty about lurking from the sidelines. (All or nothing kind of girl) My full story terrifes me, however, after this week I feel much more confident breaking it down and sharing pieces, chapters with the world. The stories that I have shared were so well received on my personal pages, that I have the courage to continue and to keep growing. I will be visible and shine my bight light everywhere, its glow grows daily. 0

-Beth Bowman

First off, thank you pawTree for giving us this amazing opportunity. You'll probably never know how many lives you have changed. CO Second, thank you April! You gave us a challenge that was difficult, yet achievable, and your explanations and examples really showed us exactly what to do. jp My wins and take-aways: ▪ I'm pretty sure this is the first challenge I've ever completed 6 ▪ discovered that doing a FB live won't, in fact, kill me 0 III I finally understand the concept behind using storytelling to grow my business and that it's actually quite fun! 10 Other petPros (even the "big dogs") have the same fears and challenges that I do, so I need to quit with the excuses and get busy already.

-Laurie Emerson

When I say this was my best investment I mean that! I highly recommend Charnel. She is very professional and informative. Highly recommend.

Name

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